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Brooke's Blog
Blog
Assisted Living vs. Staying at Home
Posted on December 21, 2013 at 11:39 AM |
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Assisted Living vs. Staying at Home. Are you considering the option of moving to an assisted living community or trying to stay at home? Most people I consult with tell me they are trying to stay in their homes for as long as possible. Here are some things to consider. Assisted living adds a safety component to seniors living alone. It can be the difference of life and death. Falling is one of the most frequent accidents I see in the elderly, and falls can change your life in an instant. If you hit your head, or land so that you cannot push an emergency button dangling for your neck or on your wrist, you may not get the life saving help you need. I just spoke to a woman who fell in her garage and lay there all day until a neighbor across the street came home from work and saw her as he was picking up the paper from his driveway. Another client fell while her husband was out of the house, and even with an emergency device hanging from her neck, she could not activate it. The “I’ve fallen and I can’t get up” device is good to have, but not always the answer. Having people checking on you frequently throughout the day, or living with you in your home, raises the odds that you will be saved.
Many times I am called in to do assessments, manage renovations, and stage homes for safety and maneuverability. Some homes are easily adapted to the physical capabilities of the client, and others are not. If not, assisted living is the beginning of a journey to a safer, healthier life, providing the support that you need. Assisted living communities also provide a social setting to develop friendships, while living at home can be very isolating, a common cause of senior depression. Some see isolation as the lesser of two evils when compared to the fear of moving and the unknown. If you could only observe the positive changes I see in my clients (and my own mother) who have moved to new communities, you would think twice about staying at home. They are transformed - happier, healthier, and enjoying new friends and activities, with a full support system. Additionally, seniors lose the energy and/or ability to properly maintain their homes, and when I come to list a property for sale, I discover a plethora of maintenance and repair issues that need to be addressed. Properties deteriorate without attention, and so does the value. Don’t let the fear of moving paralyze you. This next step can be an exciting adventure...not the end, but a new beginning! It can boost your social activities, lift your spirits and provide a safe environment in which to enjoy your life. There are many communities to choose from; just take the first step. |
Possession Paralysis - Do you feel trapped by stuff?
Posted on July 29, 2013 at 6:42 PM |
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As published in the Savannah Morning News - 28 July 2012 Possession paralysis, surprisingly, is real. David Ekerdt, a gerontologist with the University of Kansas, was in search
of answers. He and his team wanted to
know whether the sheer volume of possessions that seniors acquire over decades
become an obstacle to late-life downsizing. Specializing in senior move management and real estate services, I know how
physically and cognitively daunting the process can be for my clients. Not only are they trying to assist with
packing and sorting, but making the hundreds of small decisions required to
sell their home and make a move just wears them out. To better assist my clients, I was especially
interested in the outcome of Dr. Ekerdt’s study. Dr. Ekerdt acknowledged that real estate closings and apartment leases
create added deadlines and greater pressure.
Coupled with the emotional element of moving, the need to unload
possessions in the downsizing process can be particularly difficult for
seniors. Nobody had really documented
that the need to unload possessions affected seniors’ decisions about moving to
more manageable quarters – until now. Dr. Ekerdt was able to insert several questions into the continuing national
Health and Retirement Study in 2010 and gathered data from almost 1,100
community-dwelling adults over age 60. “It
confirms all the anecdotal things that lawyers, geriatricians and families tell
us: Stuff can be
a problem,” he said. We’re not talking about hoarding, a disorder in which the inability to
dispose of even useless objects becomes extreme. This is normal clutter: 60
percent of respondents said they had more possessions than they needed. The
proportion didn’t vary by gender or bear much relationship to personality
traits, but people who were married (more acquirers per household) and
wealthier, with bigger homes, were more likely to feel “over-provisioned,”
probably because they simply had more space into which to stuff more stuff. Many of the folks I talk to claim their stuff has sentimental value and the
associated memories make it difficult to part with it. But Dr. Ekerdt and his colleagues, who have conducted
100 interviews in movers’ households, learned that stuff may not even be
particularly treasured. “We hear
somewhat about special, cherished things, but we hear more about just
quantities of generic possessions,” he said. “It’s a problem of volume as much
as sentiment.” I’ve experienced this with seniors who buy in great quantities. I might be packing their 30 rolls of paper
towels, a case of liquid hand soap dispensers, loads of duplicate spices, pantry
items, etc. I attribute this phenomenon to
Depression Era babies, who may have experienced rationing, and may still fear
that supplies will run out! It’s not so important when people can’t park in their garages or close their
closet doors. But when Dr. Ekerdt asked
respondents how reluctant they felt about moving, considering the effort
required to transfer or dispose of their belongings, he found that 48 percent
felt “very reluctant” to move and another 30 percent were “somewhat reluctant.” That adds up to more than three-quarters of
people over 60 feeling trapped, to some degree, by stuff. Are people so afraid to leave their stuff that they forgo simplifying their
lives and moving to smaller abodes? Do
they choose to age in place because they feel trapped in a larger home? In the study, more than a quarter of these
older people said their families or friends had urged them to downsize, and of
those, half said that family and friends had offered to help. Almost always, I hear from my clients that their children will want their
things - their china, crystal, antiques, photo albums, etc. The truth is, in real life, their children
are Baby Boomers who already have their own stuff and are beginning to shed
what they have. Unless they are
extremely sentimental (which is rare), I do not see Boomers loading up their
cars and hauling Mom and Dad’s beloved treasures away. A few boxes of photos, maybe, but not much
else. Disposing of stuff is the hardest part of my job. Dr. Ekerdt found that the proportion of
seniors who had methodically disposed of possessions was not high. Only 3
percent said they had sold “many things” in the past year. “People have these
‘Antique Road Show’ dreams, but many of our possessions are not very salable,”
Dr. Ekerdt said. Only 14 percent had
given many things away to family and friends, and 23 percent had donated to a
charity or community groups, probably the simplest way (though still not
simple) to get rid of stuff. In fact, the study showed that lots of people hadn’t gotten rid of anything!
Possession Paralysis was alive and well, and very, very real. Their families will not be grateful when a
safer or simpler home is needed, especially in response to a health crisis, and
the whole job of downsizing and disposal falls to them. Do you really want to leave this burden to
your family? REALLY? Next
week in Moving Mom…Are you sure that’s a bedroom? The truth about Gross Living
Area. Stay tuned! |
Ditch the Lawn Mower! Is Condo Living for You?
Posted on July 29, 2013 at 6:37 PM |
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As published in the Savannah Morning News - 21 July 2013 Ditch
the Lawn Mower! Is condo living for you? At this time of year, many of my
neighbors are toiling under 98 degree heat, and above the hum of the lawn
mower, I hear them swearing they want to move to a condo. No more lawn mower…lots more golf!
Sound familiar? If the lure of a carefree, turnkey lifestyle
appeals to you, then certainly a condo is a solution. So, how does condo ownership differ from the
home you just sold?
First of all, know what you are buying. The term “condominium” is actually a legal
type of ownership. People tend to use
“condo” and “town houses” to describe a type of dwelling, when it actually
applies to the type of ownership and/or type of dwelling and associated
ownership rights. The big difference is
whether you own the land underneath the dwelling or not.
Fee Simple ownership, as opposed to
condominium ownership, includes the land under the unit. Town homes are often sold fee simple and a
survey marks the boundaries of the property included in the sale. Many developments have common roofs and
walls between units, and the owners are responsible for the maintenance of the
exteriors and the landscapes within their boundaries. Common areas are maintained by the home
owner’s association, but there may still be some maintenance required by the
home owner. Some important questions related to
fee simple ownership:
Condominium ownership differs from
fee simple ownership in that it is an estate in real property consisting of an
individual interest in an apartment, and an undivided common interest in the
common areas in the development, such as land, parking areas, elevators,
stairways, exterior elements, etc. In
effect, the condominium permits ownership of a specific horizontal layer of
airspace as opposed to the traditional view of vertical property ownership from
the center of the earth to the sky. In
other words, you own the right to the space inside the unit.
Under individual state laws, the
developer/owner of the condominium executes and records a master deed together
with a condominium declaration. The declaration is recorded, and is
accompanied by a copy of the bylaws, a condominium map, floor plans and
elevations. It is important that you
review these documents to make sure the rules and regulations are acceptable to
you and your lifestyle.
Whether buying a condominium or fee
simple dwelling, these types of ownership require a bit more due diligence than
buying a single family house. A carefree
lifestyle is appealing to many and can be a great choice if you do your
homework.
Understand
resale rules.
Resale of a unit may be subject to the right of first refusal of other
owners. If so, it delays the sale of the
unit for a specified time period until all owners have been notified and given
the time to come forward to match or better your contract offer. If this right exists, check to make sure
there are no financing pitfalls, such as the inability to obtain a mortgage for
yourself or a future buyer.
Know
your total costs.
Condos are usually more reasonably priced than single family homes, but
the lifestyle cost (mortgage, utilities, maintenance, and association fees) may
be equal to or, in some cases, greater than those of your previous single
family home. Sometimes there are two
association fees, one for the condo or townhome, and one for the neighborhood
surrounding the complex. Planned Unit
Developments often include a mix of different types of dwellings, with common
area maintenance required outside the complex where your unit is located. In that case, you may be responsible for two
monthly fees, rather than one.
Can
you rent out your unit? Check the association documents. Rental of units is often restricted by length
of lease, or by how many times a unit may be leased within a year. This controls the transient nature of
rentals, and keeps the full-time residents happy. Also, if a development goes beyond the
allowable rented percentage of units, lenders will not approve mortgages, which
affect re-sales and thus values. If home
owners agree, diligent association managers can control the number of rentals
permitted in order to comply with lender requirements.
Check
minutes to Association Meetings. You’ll learn a lot. Check a few months back to know what the
issues are with the association.
Are
there any outstanding assessments? During your due diligence, make sure the
seller of your unit is up to date on all assessments and ask the association
manager if there are assessments under consideration. Outstanding assessments don’t have to be a
deal killer, and should be negotiated with the seller before you close.
How
many owners are past due on Home Owner’s Dues? Too many delinquent
owners can bankrupt an association. Be
sure to ask the question, and review the budget. Not a budget whiz? Ask your accountant to review it and give
their opinion of solvency.
We, as Realtors®, can guide you
through the process and help get you the information you need to make an
informed choice. So, if you are ready to
simplify your life, get rid of the lawn mower and let’s start packing!
Next
week in Moving Mom…Possession Paralysis – Do You Feel Trapped by Stuff? Stay tuned! |
Working with Hoarders - Oh My! Part III
Posted on July 29, 2013 at 6:15 PM |
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Working with Hoarders - Oh my! Part II
Posted on July 29, 2013 at 6:08 PM |
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Working with Hoarders - Oh My! Part I
Posted on July 29, 2013 at 5:56 PM |
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Embracing the Old - Go Retro!
Posted on July 29, 2013 at 5:50 PM |
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As published in the Savannah Morning News - 23 June 2013 What if my home is hopelessly out of
date? Realtors frequently face the
dilemma of helping a client sell their home that has not been updated since the
50’s, 60’s or 70’s. When there is no
budget for changing out counter tops and appliances, and major renovations are
out of the question, then embrace it!
Going Retro has its own charm, and you can work with it instead of
working against it. And, believe it or
not, the look is making a comeback!
Oh drats, you say, I hated avocado
green and harvest gold the first time around…but doesn’t it always recycle with
a twist? You can stage an outdated home
by blending the old charm with new clean, crisp, modern details and accessories.
Cleanliness can make the difference
when pulling off a retro look. If the
flamingo pink bath tile is mildewed and the grout is cracked or yellowed, the
bath will just look old. But whiten it
up and caulk the cracks, and now you have something to work with.
Eliminate the issues you can
change…wall paper borders are out. And,
so is most wall paper. The dusty blues
and rose pinks from the 80’s and 90’s are not retro, just out of date. Wall paper can be removed with an equal
mixture of Downey and water in a spray bottle.
Non-toxic and safe, this good smelling concoction is my answer to
removing wall paper and borders. Next, clean
the walls and you are ready for paint.
When I am showing a home to
prospective buyers, I always advise my clients to not turn down a house because
of the color of the carpet or paint.
Still, it’s best to go neutral when repainting the walls, as most buyers
will not object to a clean, beige look since it goes with anything. It’s the easiest thing to change and the
least costly, so once the wall paper is down, choose a new neutral: beige or tan, off-white, taupe or gray,
greige (a blend of gray and beige) or grawn (a blend of gray and brown), and
make it pop with some white trim paint.
Are there hard wood floors hiding
under old carpeting? Seriously consider
ripping it out and refinishing the floors, as this is a prime asset! Are the mirrors in the bath turning from
age? If it is just the edges, consider
using trim boards to “frame them”, and paint them with matching white trim
color.
Removal of draperies that are worn
or dated, but not vintage or retro, will give a room a fresh look. Another plus, taking down old drapes, removing
carpeting and adding a new coat of paint will help eliminate odors, such as
smoke or pet smells, from the home. Smelly
homes are hard to sell, and we have been in plenty where buyers turn on their
heels and exit quickly.
Here are some tips for showcasing a
Retro home:
A stager and handyman can easily handle
everything that we have mentioned in this article, with the exception of
installing new carpet and refinishing wood floors. Any home can be improved with these
fairly easy remedies, so before you list, spruce it up. These relatively inexpensive suggestions will
help sell your home and get you moving!
Next
week in Moving Mom…Working with hoarders – oh my! Stay tuned! |
Does your house pass the "Hotel Test"
Posted on July 29, 2013 at 5:41 PM |
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As published in the Savannah Morning News - 16 June 2016 Does
your house pass the “Hotel Test”?
Adopting the “Hotel Philosophy” is
another way of looking at this concept.
In a hotel, you carry in a small bag of personal belongings. Everything else you need is there and no
unnecessary items are cluttering up the space.
Staging defines living space and how to use it.
As I mentioned last week, space is a
commodity, a luxury. Staging for space
will showcase the house, rather than the contents of the dwelling or the
personality of its inhabitants. Open
space makes a house more attractive to buyers.
Can a buyer envision living their
lives in your home? Not if it is full of
your photos, your personal collections, your stuff. It gets in the way of a potential buyer’s
vision of that space belonging to them.
When I stage a home, it is for one
of two reasons: to live, or to sell.
Staging
to live will allow the inhabitants’
personalities to shine through…creating an aesthetically pleasing, comfortable
environment that reflects the particular needs, interests, tastes and lifestyle
of the family members. It is NOT what I
do when I am staging to prepare a house for sale.
Staging
to sell is quite the opposite…itcreates an environment in which the
buyers can visualize themselves in your home, and how it will meet their needs
and fulfill their desires.
So, as we get back to the basics of
how to reach this goal, here are a few tips to help you achieve the Hotel Feel:
1.
Everything is neat, clean and nothing is out of place. 2.
Life is pared down to the essentials. 3.
Remove personal mementos, photographs, refrigerator magnets and the
like. 4.
Every activity has a defined area:
sleeping, eating, storage, watching TV, etc.
I have mentioned in other staging
articles that most homes I stage could lose 50 percent of the furnishings and
furniture to reach this goal. I don’t
mean to “empty” the house, but depersonalize, de-clutter and expand the space
visually through the use of less stuff. Become a minimalist, where less is best.
We all know that stuff creeps in
over time, and a stager can look at your home with a fresh set of eyes and an
objective point of view. In fact, if you
leave the house, your stager will have an easier time of it! Give them the license to pack up your
collections, move your furniture to the garage or a storage unit, and work with
only what they need to create the environment necessary to sell the house.
Oh no, you say, I can’t give up my
things. I always tell my clients, if we
start packing now, you are closer to your goal.
As we stage, we also pack for the move.
Perhaps your next home will be large enough to keep it all. If not, it’s a great time to start paring
back and selling, donating, and/or consigning items that you can’t take with
you.
Floor planning for the next place is
an invaluable tool to help make decisions on which furniture to keep. A professional stager can help you with floor
planning as well. This is the single
most important step in any move…it is my road map to success and I would not
consider doing a move without it.
So, as you stage your home does the
house pass the “Hotel Test”? Can a buyer
imagine bringing in their personal items and making your house their home? If so, you have increased your chances of
selling it faster, and at a better price.
Next
week in Moving Mom…What if my home is out of date? Stay tuned! |
"Visually" Expand Your Interior Spaces
Posted on July 29, 2013 at 5:29 PM |
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As published in the Savannah Morning News - 26 May 2013 “Visually”
expand your interior spaces. Let
there be light! Brighter interiors are more compelling, more spacious, more
attractive. Lighting dark corners
expands a room and visually makes it look larger. Add lamps or accent lighting to fix dark
spaces or create visual drama. I
recommend 3 light sources for average size rooms, not only for safety and
convenience, but for aesthetics. Many
buyers are light sensitive, and if windows are limited, lighting visually opens
up a room.
Clean
the windows and light fixtures. Dirty windows obstruct light. Buyers will see how well kept the house is
when the windows are clean and they can see out. Clean
light fixtures will also set the stage for a brighter home. Additionally, when a buyer is house hunting,
they are noticing which ones are clean and well kept. It makes a difference! They may choose yours
over another because if your windows are clean, they may assume your house has
been well maintained.
Keep
the ceiling lifted. High ceilings are the norm in today’s newer homes. If your ceilings are low, do not paint them a
dark color, as it visually lowers the ceiling more. Keeping it light or white will make it seem
higher. High ceilings can take a
contrasting color, and in some small rooms, it is advantageous to “lower” the
ceiling, especially if it seems to go straight up like a tower. However, most older homes do not have this
issue, so keep the ceilings light.
Paint
the room a light color. Light colors help make a room look
larger. They seem to expand space by
reflecting light. Just as in a low
ceiling, painting your walls a light color will help change a “cozy” room into
a more spacious environment.
Open
the curtains, shades and blinds. Let in the light! Many buyers will immediately open window
treatments as soon as they enter a house.
I try to train my sellers to prepare the house for showing by opening
all windows and blinds, and turning on lights and soft music before leaving
their home. Also, if a buyer wants a
view, they will want everything open so they can see the view from each room.
Start
packing!
Remove most of what is on the counter tops and tables. De-cluttering will help make a room look
sleeker and larger. Simply put, too much
stuff makes rooms look over-crowded.
Remove
some furniture.
When I am staging a home, many times I can remove half the furniture and
it makes the rooms look larger. Sell,
donate or consign it, but if selling your home is your intent, de-furnishing is
often needed.
Stage
it.
Okay, I’ve said this before, and I’ll say it again. Un-staged homes are a dime a dozen, and the
Multiple Listing Service is flooded with them.
If you want to know what I mean, look on Realtor.com and see for
yourself. Check out the photos and look
at the difference between a staged and un-staged home. Realtors® must be honest with their sellers
and let them know staging is a part of getting a home ready for sale. If a home needs it and the Realtor® doesn’t
say so because they fear hurting the seller’s feelings, they are doing the
seller a disservice.
Furniture placement can make a room
appear substantially larger. Or it can
cut rooms in half and/or make them look packed and small. Staging can include rearranging and removing
some furniture. I often hear sellers
tell me they did not know their furniture could look so good, that they never
thought of placing certain pieces where I arranged them. Because we all get used to seeing things a
certain way, another set of eyes can provide new ideas.
So take another look at your
home. How does it appear to buyers? Are you thinking about listing it for sale or
concerned because it has been on the market for a long time, unsold? Once your home is well lit, painted
appropriately, staged and cleaned, new pictures should be taken. And, of course you know, pictures speak a
thousand words…need I say more?
Next
week in Moving Mom…Don’t Skimp on Repairs.
Stay tuned! |
Moving Mom...Finding the Perfect "Last" Home
Posted on March 11, 2013 at 11:43 AM |
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As published in the Savannah Morning News - 10 March 2013 Finding the Perfect “Last” Home Whether you are looking for a vacation home that will become your retirement dream come true, or you want to downsize to simplify your life, or you have a large family that wants to visit all at the same time, there are things to consider when choosing your “last” home. Last week we began to discuss certain structural qualities to look for when buying a last home. A home where you can age-in-place should include wide doorways, clear space for wheelchair mobility, barrier free entrances, with provisions that can be made for features to be adapted as needed. Ideally, these changes should be able to be made quickly and easily. For example, bathroom walls may be designed with additional supports for the future installation of grab bars. Cabinets under sinks can be designed to be removable whereby the storage space under the sinks can be utilized for knee space should a wheelchair become necessary. Essential features to look for are a zero-step entrance, accessible hallways, and bathrooms with doors wide enough for a wheelchair user to enter. Such features can help you adapt should your needs change due to a disability or reduced mobility. What you want to avoid is becoming trapped in your home or locked out because of a disability that prevents you from being able to physically access your home. Assistive technology, such as environmental control units that allow a person with a disability to turn on and off lights, answer the telephone, and open the door can increase independence. Home modifications, such as ramped porches and bathrooms equipped with grab bars and bath chairs can provide for safety and independence as your needs change. What we are essentially talking about is Universal Design: "Universal Design is the design of products and environments to be usable by all people, to the greatest extent possible, without the need for adaptation or specialized design." (Center for Universal Design, North Carolina State University). There are published guidelines, which can provide you with standard dimensions and features such as door widths, clear space for wheelchair mobility, countertop heights for sinks and kitchens, audible and visual signals, grab bars, switch and outlet height, and more. There are also builders and architects that specialize in Universal Design and aging in place. Many times, an existing home or your vacation home can be modified to accommodate aging in place solutions. Within our network, we can put you in touch with all the right people to make sure your last home is the right choice for your future. For the next few weeks in Moving Mom…Choosing the Right Active Community! For those looking for fun, action and sports, we’ll cover what to look for, and what Savannah has to offer…Stay tuned! |
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